Banking Solutions

Custom Banking Software Development & Digital Transformation

We build mobile banking apps, core banking systems, data warehouse solutions, and AI-powered tools that help banks modernise operations and serve customers better. In a digital age, banks are poised for transformation as never before β€” we make it happen.

20+
Banking Projects Delivered
99.99%
Uptime SLA Maintained
$5B+
Transactions Supported
45%
Faster Processing Times
Banking Software

Modernising Banks Through Purpose-Built Software

Banks today face unprecedented pressure β€” customers demand instant digital access, regulators require airtight compliance, and fintech challengers are eroding margins. Legacy systems slow everything down, creating a widening gap between what customers expect and what banks can deliver.

Digivance bridges this gap with custom banking software engineered for resilience, security and scale. From greenfield mobile banking apps to complex core banking modernisation projects, we deliver solutions that meet today's demands and grow with tomorrow's ambitions.

  • Mobile banking apps with biometric login, real-time transfers and push notifications
  • Core banking system modernisation and greenfield platform development
  • Banking data warehouses for regulatory reporting and analytics
  • RPA automation for KYC, reconciliation and loan processing
  • AI-powered fraud detection and credit scoring engines
  • Digital banking portals with full self-service functionality
Our Solutions

Software Solutions We Build for Banking

Tailored banking software that solves real operational problems, meets compliance requirements, and delivers measurable outcomes.

Mobile Banking App Development

iOS and Android banking apps with biometric login, real-time balance, fund transfers, statement downloads, push notifications and card management.

Core Banking System Development

Custom core banking platforms handling accounts, transactions, ledgers, interest calculation, product configuration and compliance reporting.

Banking Data Warehouse (DWH)

Centralised data warehouses for transaction analytics, regulatory reporting (Basel III, IFRS 9), business intelligence and executive dashboards.

RPA for Banking

Robotic process automation for loan processing, KYC document verification, account reconciliation, SWIFT message handling and compliance tasks.

AI & ML for Banking

Real-time fraud detection, ML-based credit scoring, customer churn prediction, personalised product recommendations and anomaly detection.

Digital Banking Portal

Full-featured internet banking portals with account dashboards, beneficiary management, bulk payments, FD/RD management and 24/7 support chat.

Case Studies

Real Projects. Real Results.

A selection of banking software projects delivered for clients across the globe.

πŸ‡¬πŸ‡§
UK Challenger Bank

NeoBank Pro β€” Digital Banking Platform

United Kingdom, 2023

Built a full-stack digital banking platform from scratch for a UK challenger bank β€” including iOS/Android apps, real-time payments, virtual cards, and a back-office portal. Integrated with Modulr for banking-as-a-service and Stripe for card issuance.

React Native Node.js PostgreSQL AWS
250K
Users onboarded in 3 months
πŸ‡¦πŸ‡ͺ
UAE Regional Bank

CoreFin β€” Core Banking Modernisation

United Arab Emirates, 2022

Modernised a 15-year-old core banking system for a UAE regional bank, migrating from a monolithic Oracle architecture to a microservices-based platform. Delivered zero-downtime migration with full ISO 20022 compliance for SWIFT payments.

Java Spring Oracle Redis Docker
99.99%
Transaction uptime post-migration
πŸ‡ΊπŸ‡Έ
USA Community Bank

BankIQ β€” AI Fraud Detection Platform

United States, 2024

Designed and deployed a real-time ML fraud detection system processing card transactions and ACH transfers. The system uses ensemble models trained on 3 years of transaction history, with human-in-the-loop alerts for high-risk cases.

Python Kafka Elasticsearch XGBoost
92%
Fraud detection accuracy
Technology

Technologies We Use for Banking Software

πŸ“±
Mobile
  • React Native
  • Flutter
  • Swift (iOS)
  • Kotlin (Android)
  • Biometric SDK
βš™οΈ
Backend
  • Java Spring Boot
  • Node.js
  • Python
  • Apache Kafka
  • gRPC / REST APIs
πŸ—„οΈ
Database
  • Oracle
  • PostgreSQL
  • MongoDB
  • Redis
  • Snowflake DWH
πŸ”’
Security
  • PCI-DSS
  • ISO 27001
  • AES-256 Encryption
  • OAuth2 / MFA
  • Penetration Testing
Why Digivance

Why Banks Choose Digivance

1
14+ Years in Fintech & Banking

We've worked with challenger banks, regional banks, credit unions and NBFCs β€” understanding the nuances of regulated financial software development.

2
Security-First Development

Every banking system we build is developed under PCI-DSS and ISO 27001 frameworks, with regular penetration testing and security code reviews built into our delivery process.

3
End-to-End Delivery

From architecture and UI/UX to deployment, compliance documentation and post-launch support β€” we manage the full project lifecycle so your team can focus on the business.

Our Banking Credentials
PCI-DSS compliant development process
ISO 27001 information security standards
Core banking integrations: Temenos, Finacle, FLEXCUBE
Regulatory reporting: Basel III, IFRS 9, GDPR
FAQs

Frequently Asked Questions

Yes β€” we build full-featured iOS and Android banking apps with biometric authentication, real-time notifications, fund transfers, statement downloads, beneficiary management, and deep integration with core banking systems and payment networks.

Absolutely. We have experience integrating with Temenos T24, Infosys Finacle, Oracle FLEXCUBE, and custom core banking systems via REST APIs, ISO 20022 messaging standards, and SWIFT connectivity.

We follow PCI-DSS and ISO 27001 standards throughout development. Every banking system includes end-to-end encryption, multi-factor authentication, session timeout management, audit logging, and regular penetration testing by certified security professionals.

A banking DWH centralises data from core banking, CRM, cards, and transaction systems into a single analytical store for regulatory reporting, business intelligence, and executive dashboards. Yes β€” we build them using PostgreSQL, Snowflake, and AWS Redshift, with pre-built connectors for common banking data sources.

Ready to Modernise Your Banking Software?

Schedule a free 30-minute consultation. We'll assess your current stack and outline a clear modernisation roadmap.