Finance & Fintech Solutions

Fintech & Finance Software Development

We build secure payment gateways, digital banking platforms, loan management systems, and KYC/AML compliance software for financial institutions and fintech startups. Every product we deliver is built to PCI-DSS standards with enterprise-grade security.

30+
Fintech Products Built
PCI-DSS
Compliant Architecture
$2B+
Transactions Processed
99.99%
Platform Uptime
What We Build

Financial Software Built for Security and Speed

Financial software operates at the intersection of the world's strictest regulations and the highest user expectations. Your customers trust you with their money — and that means every transaction, every API call, and every data field must be secure, auditable, and lightning fast.

We build fintech products with PCI-DSS compliance baked in from day one, not retrofitted. From payment gateways processing millions of transactions to digital lending platforms running complex underwriting algorithms, our engineering teams understand how to build financial software that regulators approve and users love.

  • PCI-DSS compliant payment processing architecture
  • KYC/AML workflow automation with third-party verification APIs
  • Real-time fraud detection using rule engines and ML models
  • Digital loan origination with automated credit scoring integration
  • Multi-currency wallets with real-time FX rate integration
  • Regulatory reporting dashboards for compliance teams
Our Solutions

Software Solutions We Build for Finance & Fintech

Payment Gateway Integration

Custom payment gateway integrations with Stripe, Razorpay, PayPal, and Braintree — including 3DS2 authentication, split payments, and marketplace payouts.

Digital Banking Platform

Core banking interfaces, digital account opening, transaction dashboards, and statement generation for neobanks and financial services companies.

Loan Management System

End-to-end digital lending platforms covering loan application, credit assessment, disbursement, repayment tracking, and collections management.

KYC/AML Compliance Software

Automated identity verification workflows integrating Onfido, Jumio, or Sumsub — with document upload, biometric checks, and adverse media screening.

Investment Portfolio Tools

Portfolio management dashboards, holdings tracking, P&L reports, and robo-advisory interfaces for wealth management platforms and trading apps.

Fraud Detection System

Real-time transaction monitoring with configurable rule engines, ML anomaly detection, and case management dashboards for compliance analysts.

Our Work

Real Projects. Real Results.

Fintech and finance software projects delivered for startups and financial institutions across three continents.

🇺🇸
Fintech Startup

LendFast — Digital Lending Platform

United States, 2023

Built a fully automated digital lending platform with AI-powered credit scoring, instant bank verification via Plaid, and disbursement in under 5 minutes. Processed $40M in loans in the first year.

React Node.js Stripe PostgreSQL
5-Min Approval
Fully automated loan decisions
🇬🇧
Wealth Management

TradeSphere — Investment Dashboard

United Kingdom, 2023

Built a real-time portfolio management dashboard for a UK wealth management firm with live market data feeds, custom reporting, and FCA-compliant audit trails covering $500M in managed assets.

Vue.js Python WebSocket PostgreSQL
$500M
Assets under management on platform
🇦🇪
Fintech

PayVault — Payment Processing

UAE, 2024

Developed a multi-currency payment processing platform for UAE merchants supporting AED, USD, EUR, and GBP with real-time FX, chargeback management, and daily settlement reports.

Next.js Laravel Redis MySQL
2M+ Txns
Transactions processed per month
Technology

Technologies We Use for Finance Software

⚛️
Frontend
  • React.js
  • Next.js
  • Angular
  • TypeScript
  • D3.js Charts
⚙️
Backend
  • Node.js
  • Python
  • Java Spring
  • Laravel
  • PostgreSQL
💲
Payments
  • Stripe
  • Razorpay
  • PayPal
  • Plaid
  • Braintree
🔒
Security
  • PCI-DSS
  • AES-256
  • OAuth2 / JWT
  • 2FA / MFA
  • Onfido KYC
Why Digivance

Why Fintech Companies Choose Us

1
Security-First Architecture

PCI-DSS, SOC 2, and financial data security are built into every system design decision — not added as an afterthought before launch.

2
Regulatory Experience

We have built for FCA, RBI, SEC, and CBUAE regulatory environments. We know what compliance teams and auditors require.

3
High-Volume Performance

Our payment systems are load-tested to handle peak transaction volumes with sub-100ms latency and 99.99% uptime.

Compliance Standards We Build For
PCI-DSS Level 1

Cardholder data environment (CDE) scoping and tokenisation

KYC / AML

Automated identity verification, sanctions screening, and STR reporting

GDPR / DPDP

Data localisation, consent management, and cross-border transfer controls

FAQs

Frequently Asked Questions

Yes. We scope the cardholder data environment (CDE) precisely, implement tokenisation so raw card data never touches your servers, and use Stripe or Braintree as the PCI-compliant vault. We work with your QSA during assessment and provide all required documentation and evidence packages.

Yes. We build payment abstraction layers that support multiple gateways simultaneously — allowing you to route transactions by currency, geography, or success rate. We have integrated Stripe, Razorpay, PayPal, Braintree, Checkout.com, PayTabs, and regional gateways across India, UAE, and Europe.

We integrate with Onfido, Jumio, Sumsub, or Veriff for document verification and biometric checks. For AML, we connect to sanctions screening providers like Refinitiv World-Check or Dow Jones and build the case management workflows your compliance officers need to review flagged accounts.

All financial systems we build use AES-256 encryption at rest, TLS 1.3 in transit, OAuth2 with short-lived JWTs, mandatory MFA for all staff accounts, IP allowlisting for admin panels, and immutable audit logs for every financial transaction and data access event. We also conduct regular OWASP-based penetration testing.

Ready to Build Your Fintech Product?

Book a free technical consultation with our fintech engineering team and get a security-first architecture plan for your project.