Insurance Solutions

Insurance Software Development & InsurTech Modernisation

We build custom insurance software that automates claims management, modernises policy administration, accelerates underwriting, and delivers digital-first customer experiences. From traditional carriers to InsurTech startups — we engineer the systems that power modern insurance.

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25+
Insurance Projects
40%
Faster Claims Processing
60%
Reduction in Manual Work
GDPR
Compliant by Default
Insurance Software

Transforming Insurance Operations with Custom Software

Insurance is fundamentally a data and process business — yet many carriers still run on legacy policy administration systems from the 1990s, manual claims workflows, and siloed data that makes it impossible to provide the fast, personalised service customers now expect.

Digivance builds custom insurance software that solves these structural problems. Whether you need to modernise a legacy PAS, automate claims triage with AI, build a digital distribution portal for agents, or launch a new InsurTech product from scratch — we deliver software that works in regulated insurance environments.

  • Claims management systems with AI-powered triage
  • Policy administration system (PAS) development
  • Underwriting automation and risk scoring
  • Digital insurance portals for customers and agents
  • InsurTech product platforms (embedded, P2P, parametric)
  • Insurance analytics and actuarial reporting dashboards
Our Solutions

Insurance Software We Build

Purpose-built insurance software spanning the full carrier and InsurTech lifecycle — from product design to claims settlement.

Claims Management System

End-to-end digital claims platforms with first notice of loss (FNOL) capture, AI-based fraud detection, automated settlement workflows and real-time status tracking for policyholders.

Policy Administration System (PAS)

Modern policy lifecycle management — new business intake, rating engine, endorsement processing, renewals, cancellations and bordereau management for brokers.

Underwriting Automation

Rule-based and ML-powered underwriting engines with risk scoring, appetite modelling, automated referral routing, and integration with third-party data enrichment providers.

Digital Insurance Portal

Customer self-service portals for quotes, policy management, payments, claims submission, and document downloads — plus agent/broker portals with commission tracking.

InsurTech Product Platforms

Greenfield product development for embedded insurance, parametric insurance, peer-to-peer cover, on-demand insurance and digital MGAs — from MVP to full platform.

Insurance Analytics & Reporting

Actuarial data warehouses, loss ratio dashboards, claims analytics, regulatory reporting (Solvency II, IRDAI), and executive KPI scorecards built on modern BI platforms.

Case Studies

Real Projects. Real Results.

🇬🇧
UK MGA

ClaimFast — AI Claims Triage System

United Kingdom, 2023

Built an AI-powered claims triage system for a UK motor MGA handling 40,000+ claims annually. NLP-based FNOL classification routes claims to the right handler automatically; computer vision assesses vehicle damage from photos submitted via mobile app.

Python TensorFlow AWS
40%
Faster claim settlement time
🇮🇳
Indian General Insurer

PolicyHub — PAS Modernisation

India, 2022

Modernised a legacy policy administration system for an IRDAI-regulated general insurer handling motor, health and property products. Migrated 800K+ active policies with zero data loss. New platform cuts product launch time from 12 weeks to 4 days.

Java Spring Oracle React
800K+
Policies migrated with zero loss
🇩🇪
German InsurTech

Instasure — Embedded Insurance Platform

Germany, 2024

Built an embedded insurance API platform enabling eCommerce retailers to offer device protection and travel insurance at checkout. White-label checkout widget, real-time pricing engine, automated policy issuance, and VAV (Versicherungsaufsichtsgesetz) compliant reporting.

Node.js PostgreSQL GCP
12
Retail partners live in 90 days
FAQs

Frequently Asked Questions

Yes — we've built integrations with Majesco, Guidewire, Duck Creek, and custom PAS systems. We also build greenfield policy administration systems from scratch for carriers that need full control over their product architecture and rating logic.

Yes. We build AI-powered claims triage systems that use NLP to classify FNOL submissions, computer vision to assess damage from photos, and anomaly detection to flag potential fraud — reducing manual review time by 40–60% in typical deployments.

We've delivered software for motor, property (home and commercial), health, life, travel, liability, and specialty lines. Our engineering team understands the product differences and regulatory requirements across each line — P&C, life and health — and tailors the solution accordingly.

Ready to Modernise Your Insurance Operations?

Book a free 30-minute consultation. We'll review your current systems and outline the most impactful modernisation path.

Book Free Consultation 079 400 23024